Merchant Cash Advance
Get Fast, Flexible Funding with a Short-Term Business Loan At Irenic Capital Lending, we understand that unexpected costs or new […]
Our Loan Programs
Merchant Cash Advance
Fast, Flexible Funding Based on Your Sales
At Irenic Capital Lending, we know that access to working capital is crucial for business growth. That’s why we offer a Merchant Cash Advance (MCA)—a fast and flexible financing solution that provides upfront cash in exchange for a percentage of your future sales. Unlike traditional loans, there’s no fixed repayment schedule—repayments are based on your daily credit card transactions, making it easier to manage cash flow.
Use a merchant cash advance to:
✔ Cover operational expenses and manage short-term cash flow needs
✔ Purchase inventory or supplies to keep up with demand
✔ Invest in marketing to attract more customers and grow your brand
✔ Handle unexpected costs without disrupting business operations
✔ Seize growth opportunities without waiting for traditional loan approvals
With quick approvals, no collateral required, and flexible repayment terms, a Merchant Cash Advance from Irenic Capital Lending gives you the financial boost you need—right when you need it. Get the capital to grow your business today!
Line of Credit
Flexible, Ongoing Access to Capital for Your Business
At Irenic Capital Lending, we know that running a business comes with ups and downs. That’s why we offer a business line of credit—a flexible financing solution that gives you access to funds whenever you need them. Unlike a traditional loan, a line of credit allows you to borrow only what you need, when you need it, and you only pay interest on the amount you use.
Whether you need to cover unexpected expenses, manage seasonal cash flow fluctuations, or take advantage of new opportunities, our business line of credit helps you stay ahead without the stress of reapplying for funding.
Use your line of credit to:
✔ Manage cash flow during slow seasons or unexpected downturns
✔ Cover short-term expenses like payroll, rent, or supplies
✔ Invest in growth by funding marketing, hiring, or new projects
✔ Purchase inventory or equipment without disrupting daily operations
✔ Handle emergencies with confidence, knowing funds are readily available
With a fast approval process and revolving access to funds, you can focus on growing your business without financial roadblocks. Get the flexibility and peace of mind you need with a business line of credit from Irenic Capital Lending.
Equipment Financing
Get the Equipment You Need Without Upfront Costs
At Irenic Capital Lending, we understand that having the right equipment is essential for your business’s success. That’s why we offer equipment financing—a smart solution that helps you purchase or upgrade essential equipment without straining your cash flow. Whether you need machinery, vehicles, technology, or specialized tools, our financing options allow you to spread the cost over time while keeping your business running smoothly.
Use equipment financing to:
✔ Upgrade outdated equipment to improve efficiency and productivity
✔ Purchase new machinery or tools without large upfront costs
✔ Conserve cash flow by spreading payments over time
✔ Stay competitive with the latest technology and equipment
✔ Expand your operations without disrupting working capital
With a simple application process, fast approvals, and flexible repayment terms, we help you get the equipment your business needs—when you need it. Don’t let outdated or missing equipment slow you down. Partner with Irenic Capital Lending and keep your business moving forward.